(Last Updated on April 9, 2018)
These terms and conditions contain legal obligations. Please read these Terms and Conditions carefully before using CertusTrading.com
Welcome to the Internet site of Certus Trading Inc. These Terms and Conditions (as defined herein) apply to CertusTrading.com. By using CertusTrading.com, or any of the products or services available on CertusTrading.com (collectively the “Services), you agree, without limitation or qualification, to be bound by these terms and conditions and such other additional or alternative terms, conditions, rules and policies which are displayed or to which you may be directed in connection with CertusTrading.com or Service, all as may be modified by Certus Trading Inc. from time to time in its sole discretion (collectively, the “Terms and Conditions”). If you do not agree with these Terms and Conditions, you may not use CertusTrading.com or any of the Services.
Please note that we reserve the right, at our discretion, to change, modify, add, or remove portions of these Terms and Conditions at any time. Please check periodically for changes. Your continued use of CertusTrading.com following the posting of any changes to these Terms and Conditions will mean you accept those changes.
In general we do not offer refunds unless otherwise stated for each individual product.
Delivery Method and Timing
Physical products will be shipped immediately via Canada Post or United States Postal Service unless otherwise stated in the product description. International orders may be delivered by each country’s local postal service. Please allow 3 to 4 weeks for delivery from the time of order. Delivery may take longer for international destinations due to increased shipping time and customs processes where applicable.
Digital products are delivered immediately unless otherwise stated in the product description. All digital content are stored in a secured members’ area. Log in credentials to access the digital content will be emailed to the purchaser after an order has been placed. All log in credentials are for the purchaser’s use only and must not be shared with others without written permission from Certus Trading Inc..
Registration, Accounts and Passwords
Certain of the Services and related features made available on CertusTrading.com may require registration or subscription. Should you choose to register or subscribe for any such Services or related features, you agree to provide accurate and current information about yourself as required by the relevant registration or subscription process, and to promptly update such information as necessary to ensure that it is kept accurate and complete. You agree to be responsible for: (a) maintaining the confidentiality of any passwords or other account identifiers which you choose or are assigned as a result of any registration or subscription on CertusTrading.com, and (b) all activities that occur under such password or account. Further, you agree to notify Certus Trading Inc. of any unauthorized use of your password or account. Certus Trading Inc. shall not be responsible or liable, directly or indirectly, in any way for any loss or damage of any kind incurred as a result of, or in connection with, your failure to comply with this Section.
Restrictions on Use of Materials
All material, information and content available on CertusTrading.com (collectively, “Content”), including the manner in which such Content is presented, and the Services are: Copyright © Certus Trading Inc., its affiliates and/or licensors. All rights reserved. Such Content is protected by Canadian and worldwide copyright laws and treaty provisions. Certus Trading Inc. grants you a limited non-exclusive, non-transferable license to use and display on your computer or other electronic access device, the Content and Services for your own personal and non-commercial use only, provided that you do not modify the Content and that you maintain all copyright and other proprietary notices. Except as provided herein, you agree not to reproduce, make derivative works of, retransmit, distribute, sell, publish, communicate, broadcast or otherwise make available any of the Content obtained through CertusTrading.com or any of the Services, including without limitation, by caching, framing or similar means, without the prior written consent of the respective copyright owner of such Content.
CertusTrading.com is a trademark of Certus Trading Inc., used under license. All other product, brand and company names and logos used or mentioned on CertusTrading..com or any of the Services may be the trademarks or registered trademarks of their respective owners. Any use of any trademarks appearing on CertusTrading.com or any of the Services without the express written consent of the owner of the trademark is strictly prohibited.
In consideration of the availability, and your use, of CertusTrading.com or any of the Services, you agree to comply with all applicable laws and regulations and these Terms and Conditions when using CertusTrading.com or Service. You acknowledge that Certus Trading Inc. may investigate any violations of law and may cooperate with law enforcement authorities in prosecuting users in this regard. Additionally, you agree not to:
* post, transmit, link to, or otherwise distribute any materials, information or content constituting, advocating or encouraging conduct that would constitute a criminal offense or give rise to civil liability, or otherwise use CertusTrading.com or any of the Services in a manner which is contrary to law or would serve to restrict or inhibit any other user from using or enjoying CertusTrading.com, any of the Services, or the Internet;
* defame, abuse, stalk, harass, threaten or otherwise violate the legal rights of others including, without limitation, rights relating to privacy and publicity;
* post, transmit, link to, or otherwise distribute any inappropriate, profane, defamatory, infringing, obscene, indecent or unlawful material or information; or
* post, transmit, link to, or otherwise distribute any information, materials or content (including for greater certainty, software) which contains a virus, cancelbot, trojan horse, worm or other harmful or disruptive component.
Responsibility for Minors
In cases where you have authorized a minor to use CertusTrading.com or any of the Services, you recognize that you are fully responsible for: (a) the online conduct of such minor; (b) controlling the minor’s access to and use of CertusTrading.com or any of the Services; and (c) the consequences of any misuse by the minor. You acknowledge that some of the areas of CertusTrading.com may contain material that is inappropriate for minors.
Forums and Content Submissions
By uploading materials to any chat board or forum available on CertusTrading.com (collectively, “Forums”) or otherwise submitting any materials to us through any other content generating or submitting Service on CertusTrading.com, you automatically grant (or warrant that the owner of such materials expressly grants) Certus Trading Inc. a world-wide, perpetual, royalty-free, irrevocable and non-exclusive right and license to use, copy, adapt, transmit, communicate, publicly display and perform, distribute and create compilations and derivative works from such submitted materials, for the purposes of publishing and promoting such materials in connection with the Forum or other Service through which the materials were submitted or generated, and for all promotions thereof. Such license shall apply with respect to any form, media, or technology now known or later developed. In addition, you warrant that all “moral rights” in such materials have been waived.
In addition, you automatically grant (or warrant that the owner of such material expressly grants) Certus Trading Inc. a world-wide, perpetual, royalty-free, irrevocable and non-exclusive right and license to televise, broadcast, transmit, exploit, use, communicate, publicly display and perform, distribute and create compilations and derivative works from, such submitted materials in any manner, media or technology, including, but not limited to all forms of television, wireless and online technology, now known or later developed.
If you are a minor, you must have permission from your parent or guardian to upload any materials to a Forum. Certus Trading Inc. may request a parent’s or guardian’s email address from anyone who uploads any materials to a Forum for the purpose of verifying with the parent or guardian that he/she has in fact given permission for such uploading. In the event that material is uploaded without permission, all uploaded material will be removed immediately and without notice to you.
When participating in a Forum, never assume that people are who they say they are, know what they say they know, or are affiliated with whom they say they are affiliated. Certus Trading Inc. cannot be responsible for the content or accuracy of any information, and will not be responsible for any reliance or decisions made based on such information. When using a Forum, you may not post, transmit, link to, or otherwise distribute any information, materials or content that do not generally pertain to the designated topic or theme of the particular Forum. Use of a Forum for commercial purposes of any kind is strictly prohibited. Please note that Certus Trading Inc. reserves the right to refuse to post or to remove any information or materials, in whole or in part, that, in its sole discretion, are unacceptable, undesirable, or in violation of these Terms and Conditions.
You expressly understand and agree that:
a) CertusTrading.com and any of the Services are provided on an “as is” and “as available” basis and that Certus Trading Inc. makes no warranties, representations or conditions (as used in this section, “warranties”) of any kind, whether express or implied, including but not limited to warranties of merchant ability, fitness for a particular purpose and non-infringement and that any such warranties are hereby expressly disclaimed, and b) Certus Trading Inc. specifically makes no warranties that CertusTrading.com or any of the services, including any content, information, products or services obtained from or through the use of CertusTrading.com or any of the services, will be provided on an uninterrupted, timely, secure or error-free basis or that such services of the results derived therefrom will meet your requirements or expectations.
Professional Information Disclaimer
CERTUSTRADING.com may make available certain information provided by third parties related to various professional fields such as, without limitation, financial planning and investments (the “Professional Information”). The Professional Information is provided for educational purpose only and should not be interpreted as a recommendation for a specific course of action. Use of CERTUSTRADING.com does not replace consultations with a qualified financial or other relevant professional. In addition, while the Professional Information is frequently updated, this information changes rapidly and therefore, some of the Professional Information may be out of date. You agree that all risk associated with the use of, or reliance on, any of the Professional Information rests with you. You further agree that Certus Trading Inc., including its suppliers, shall not be responsible or liable, directly or indirectly, in any way for any loss or damage of any kind incurred as a result of, or in connection with your use of, or reliance on, any such Professional Information.
Financial Information Disclaimer
The Content (including any facts, views, opinions, recommendations, description of, or references to, products or securities) made available by Certus Trading Inc. through CertusTrading.com or any of the Services is: (a) for information/education purposes only; (b) not tailored to the needs or circumstances of any person; and (c) to the extent if applicable to a particular security, only a general discussion of the merits and risks associated there with, d) not to be used or construed as an offer to sell, a solicitation of an offer to buy, or an endorsement, recommendation, or sponsorship of any entity or security by Certus Trading Inc., and e) not necessarily reflective of the views or policy of Certus Trading Inc., including the publisher, contributors and staff of, and advertisers on, CertusTrading.com. You acknowledge and agree that any request for information by you is unsolicited and shall neither constitute nor be construed as investment advice by Certus Trading Inc.. You should apply your own judgment in making any use of any Content, including, without limitation, the use of any information contained therein as the basis for any conclusions. You bear responsibility for your own investment research and decisions. Prior to making any investment decision, it is strongly recommended that you seek advice from a qualified investment advisor. Certus Trading Inc. does not provide or guarantee any financial, legal, tax or accounting advice or advice regarding the suitability, profitability or potential value of any particular investment, security or information source.
You acknowledge that Certus Trading Inc. or its affiliates may invest or otherwise hold interests in entities that may be referenced in any of the Services or Content accessible through CertusTrading.com. The views and opinions expressed on CertusTrading.com are not intended to constitute a description of securities bought, sold, or held on behalf of Certus Trading Inc. nor an indication by Certus Trading Inc. of any intention to buy, sell, or hold any security.
Disclaimer Regarding Search Content
Any and all pictures, sounds, sound effects, sound recordings, musical works, performances, graphics, video, cinematic productions, audio-visual works and any other works (the “Multimedia Content”) located through CertusTrading.com’s search services are protected by copyright and/or other intellectual property laws. Certus Trading Inc. does not have the right to authorize you to reproduce, distribute, publicly display, publicly perform, communicate or create derivative works from any files containing such Multimedia Content. Where search results link to sites outside CertusTrading.com, all of the Multimedia Content contained on such sites is owned and served by entities other than Certus Trading Inc.. Certus Trading Inc. provides you with the URL or address of the Multimedia Content; this information may be used to determine the server of the Multimedia Content. If you intend to make use of any Multimedia Content accessed through CertusTrading.com’s search services for commercial or non-commercial purposes, we strongly suggest that you contact the server and/or owner of the Multimedia Content for permission to use such Multimedia Content.
Certus Trading Inc. reserves the right, in its sole discretion, to add to, remove, modify or otherwise change any part of these Terms and Conditions, in whole or in part, at any time. Except as otherwise expressly contemplated herein, changes will be effective when notice of such change is posted on CertusTrading.com. Please check these Terms and Conditions regularly for updates by checking the date of “Last Update” at the top of this document. If any change is not acceptable to you, you must discontinue your use of CertusTrading.com and any of the Services immediately. Your continued use of CertusTrading.com or any of the Services after any such changes are posted will constitute acceptance of those changes. Further, Certus Trading Inc. reserves the right to change, modify, suspend or discontinue any aspect of CertusTrading.com, Services or Content from time to time without notice or liability and for any reason whatsoever.
Downloads and Shareware
CertusTrading.com allow you to download software applications or other forms of Content, including files, images and/or data incorporated therein (collectively, the “Software”). The Software is made available to you by Certus Trading Inc. or third parties subject to the terms and conditions made available to you during the software installation process. Additionally, you agree that the Software is licensed to you by Certus Trading Inc. or third parties for your personal and non-commercial use only provided that you do not modify the Software and that you maintain all copyright and other proprietary notices and that Certus Trading Inc. or the designated third parties retain full and complete title to the Software and all intellectual property rights therein. You may not redistribute, sell, de-compile, reverse engineer, disassemble, or otherwise reduce the Software to a human-readable form. You agree that it is your responsibility to review and evaluate the Software and the related terms and conditions, and that all risk associated with the use of, or reliance on, the Software rests with you. You further agree that Certus Trading Inc., including its suppliers, shall not be responsible or liable, directly or indirectly, in any way for any loss or damage of any kind incurred as a result of, or in connection with your use of, or reliance on, the Software, including the failure of the Software to meet your needs, standards, expectations or specifications.
Content Linked to CertusTrading.com
Please exercise discretion while browsing the Internet. Please note that certain links on CertusTrading.com may take you to other websites. Certus Trading Inc. provides these links only as a convenience and not as an endorsement by Certus Trading Inc.. These linked sites are not necessarily under the control of Certus Trading Inc.. If you decide to visit any linked site, you do so at your own risk and it is your responsibility to take all protective measures to guard against viruses and other destructive elements. Certus Trading Inc. is not responsible for the content of any such linked sites or any other web page which is not part of CertusTrading.com and under Certus Trading Inc.’s control. Unless otherwise expressly provided, Certus Trading Inc. makes no representation or warranty regarding, and does not endorse, any linked site or the information, products or services appearing thereon. Accordingly, you agree that Certus Trading Inc. will not be responsible or liable in any way for the accuracy, relevancy, copyright compliance, legality, or decency of material contained in any site linked from CertusTrading.com.
Dealings with Third Parties
You acknowledge and agree that your correspondence or business dealings with any third parties, including any merchants or advertisers, found on, or through, CertusTrading.com or any of the Services, including payment for and delivery of related goods and services, and all other terms, conditions, representations and warranties related to such dealings, are solely as between you and such third parties. Certus Trading Inc. assumes no responsibility whatsoever for any charges you or any user of your account incurs when making purchases or other transactions in this manner. Further, the responsibility for ensuring compliance with all applicable laws in connection with any such transactions shall be yours alone. You agree that Certus Trading Inc. shall not be responsible or liable in any way for any loss or damage of any kind incurred as a result of, or in connection with, any such dealings or transactions.
Subscription/Fee Based Services
Certain of the Services made available on CertusTrading.com may be offered by Certus Trading Inc. on a payment basis (a “Pay Service”). Pay Services may be offered by Certus Trading Inc. on a prepaid usage basis or on a periodic subscription (“Subscription”) basis. Should you choose to purchase a Pay Service, you will be required to register as described above, and you will be assigned an account for such Pay Service (the “Pay Service Account”) based on the information you provide as part of the registration process. You agree to pay all the fees applicable for such Pay Service you incur through your Pay Service Account, including any fees associated with the use of such Pay Service together with all applicable taxes (the “Fees”). Unless otherwise indicated on the relevant Pay Service description page (the “Pay Service Description”), the Fees for a Pay Service purchased through your Pay Service Account are chargeable immediately (and at the beginning of each renewal period for periodic Subscription Pay Services) to the credit card you designated for the particular Pay Service Account or through such other billing process as applicable. All fees are non-refundable. Certus Trading Inc. reserves the right to change the amount of, or basis for determining, any Fees for a Pay Service, and to institute new Fees or terms at any time effective upon notice to you, which notice may for certainty include the posting of any such changes on the relevant pages related to the use of the Pay Service.
Please note that Subscription Pay Services renew automatically at the end of the relevant period as set out in the applicable Pay Service Description and Fees in respect of each such renewal shall be based on the then current rate for the particular Subscription Pay Service. You may terminate your subscription at any time, which termination will only be effective at the end of your subscription period.
By registering for a Pay Service, you warrant that: (a) you are of the age of majority in the jurisdiction in which you reside, (b) all information you submit is true and correct (including without limitation all credit card information), and (c) you are the cardholder of the credit card you designated for your Pay Service Account.
In consideration of the availability, and your use, of a Pay Service, you acknowledge and agree: (a) to these Terms and Conditions, including without limitation the disclaimers, limitation of liability and provisions related to prohibited conduct set out herein as well as any terms and conditions which may be set out in the relevant Pay Service Description, (b) that you are solely responsible for all acts or omissions that occur through your Pay Service Account, (c) that the Pay Service is for your personal, non-commercial use and you agree not to resell, distribute, transfer, share or otherwise use any Pay Service, including any coupons or credits related to same for any commercial purposes whatsoever, (d) that Certus Trading Inc. reserves the right to specify an expiry date for the use of any coupons or credits purchased in connection with any Pay Service, and (e) that Certus Trading Inc. reserves the right to suspend or terminate your Pay Service Account and your use of a Pay Service at any time, including without limitation, where Certus Trading Inc. has determined, in its sole discretion, that your use of the Pay Service is, or was, in breach of these Terms and Conditions. Any such termination by Certus Trading Inc. shall be in addition to and without prejudice to such rights and remedies as may be available to Certus Trading Inc., including injunction and other equitable remedies. Your ability to use the Pay Service is also subject to any limits established by Certus Trading Inc. or by your credit card issuer. If Fees cannot be charged to your credit card or your charge is returned for any reason, including chargeback, Certus Trading Inc. reserves the right to either suspend or terminate your Pay Service Account and your access to the Pay Service.
You agree to defend, indemnify and hold harmless each of Certus Trading Inc., its affiliates and licensors and each of their respective officers, directors, employees and agents, including all third parties mentioned on CertusTrading.com, from and against any and all claims, actions or demands, including without limitation reasonable legal and accounting fees, resulting from or related to: (a) your breach of any of these Terms and Conditions; (b) your access to or use of CertusTrading.com, Services or Content; or (c) your use or reliance on, or publication, communication or distribution of anything on or from CertusTrading.com or through any of the Services. You shall use your best efforts to cooperate with us in the defense of any claim. We reserve the right, at our own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you.
Limitation of Liability
You expressly understand and agree that in no event shall Certus Trading Inc., including its affiliates and licensors, be liable for any damages whatsoever, including any direct, indirect, incidental, consequential, special or exemplary damages, and any damages for loss of profits, savings, goodwill or other intangible losses, regardless of whether Certus Trading Inc., had be advised of or could have foreseen the possibility of such damages, arising out of or in connection with: a) the use, inability to use or preformance of any of the services of CertusTrading.com, b) any unauthorized access to or modification to any of your content or transmissions, or c) any other matter relating to CertusTrading.com or any of the services.
You expressly acknowledge that Certus Trading Inc. has entered into this agreement, and has and will make CertusTrading.com, Content and Services available to you in reliance upon the limitations and exclusions of liability and the disclaimers set forth herein, and that the same form an essential basis of the bargain between you and Certus Trading Inc.. You expressly agree that the limitations and exclusions of liability and the disclaimers set forth herein will survive, and continue to apply in the case of, a fundamental breach or breaches, the failure of essential purpose of contract, the failure of any exclusive remedy or termination of this agreement.
Governing Law / Jurisdictional Issues
CertusTrading.com and Services are controlled, operated and administered by Certus Trading Inc. from its offices within Canada. Certus Trading Inc. makes no representation or warranty that CertusTrading.com or any of the Services are appropriate or available for use at any locations outside Canada. If you access CertusTrading.com from outside Canada, you are responsible for compliance with all applicable laws. You may not export any of the Content accessible through CertusTrading.com in violation of applicable export laws and regulations. These Terms and Conditions shall be interpreted, construed and governed by the laws in force in the Province of Ontario, Canada, without reference to its conflict of laws principles. Subject to the Arbitration and Actions Section below, each party hereby agrees to submit to the jurisdiction of the courts of the Province of Ontario and to waive any objections based upon venue. The United Nations Convention on Contracts for the International Sale of Goods does not apply to these Terms and Conditions.
Arbitration and Actions
Except where prohibited by applicable law, any controversy, claim or dispute arising out of or relating to these Terms and Conditions, your use of CertusTrading.com or Service or the relationship which results from these Terms and Conditions, including without limitation, the performance, breach, enforcement, existence or validity of the matters provided for in these Terms and Conditions which cannot be amicably resolved, even if only one of the parties declares that there is a difference (collectively, a “Claim”), will be referred to and finally settled (to the exclusion of the courts) by private and confidential binding arbitration before a single arbitrator held in Toronto, Ontario in English and governed by Ontario law pursuant to the Arbitration Act, 1991 (Ontario), as amended, replaced or re-enacted from time to time. The arbitrator shall be a person who is legally trained and who has experience in the information technology field in Canada and is independent of either party. Any such Claim shall be arbitrated on an individual basis, and shall not be consolidated in any arbitration with any claim, controversy or dispute of any other party. You agree to waive any right you may have to commence or participate in any class action against us related to any Claim and, where applicable, you also agree to opt out of any class proceedings against us. Notwithstanding the foregoing, we reserve the right to pursue the protection of intellectual property rights and confidential information through injunctive or other equitable relief through the courts.
You acknowledge and agree that Certus Trading Inc., in its sole and absolute discretion, may, without notice to you, suspend or terminate your account or your use of, or access to, CertusTrading.com or any of the Services, and remove and discard any information or content related to CertusTrading.com or any of the Services (and your use thereof), for any reason, including where Certus Trading Inc. believes that you have violated any of these Terms and Conditions. You further agree that Certus Trading Inc. shall not be liable to you or to any other person as a result of any such suspension or termination. If you are dissatisfied with CertusTrading.com or any of the Services or with any terms, conditions, rules, policies, guidelines, or practices of Certus Trading Inc. in operating CertusTrading.com or any of the Services, your sole and exclusive remedy is to discontinue using CertusTrading.com or any of the Services.
Submission of Ideas and/or Suggestions
Certus Trading Inc. is always improving its website and Services and developing new features. If you have ideas and/or suggestions regarding improvements or additions, we would like to hear them – but any submission will be subject to these Terms and Conditions.
Under no circumstances shall any disclosure of any idea and/or suggestion or related material to Certus Trading Inc., be subject to any obligation of confidentiality or expectation of compensation. By submitting the idea and/or suggestion or any related material to Certus Trading Inc., you are waiving any all rights that you may have in the idea and/or suggestion or any related material and are representing and warranting to Certus Trading Inc., that the idea and/or suggestion or any related material are wholly original with you, that no one else has any rights in the idea and/or suggestion or any related material and that Certus Trading Inc., is free to implement the idea and/or suggestin and to use the related material if it so desires, as provide or as modified by Certus Trading Inc., without obtaining permission or license from any third party.
This agreement is personal to you, and you may not assign your rights or obligations to anyone. These Terms and Conditions constitute the entire agreement between Certus Trading Inc. and you pertaining to your use of CertusTrading.com, Services and Content and supercede any prior agreements between you and Certus Trading Inc. with respect to the subject matter hereof. Certus Trading Inc.’s failure to insist upon or enforce strict performance of any right or provision of these Terms and Conditions shall not constitute or be construed as a waiver of any right or provision. If any of the provisions (or parts thereof) contained in these Terms and Conditions are determined to be void, invalid or otherwise unenforceable by a court of competent jurisdiction, such determination shall not affect the remaining provisions (or parts thereof) contained herein. No changes to these Terms and Conditions shall be made except by a revised posting on this page or except as otherwise expressly contemplated herein. The parties have required that these Terms and Conditions and all documents relating thereto be drawn up in English. Les parties ont demandé que cette convention ainsi que tous les documents que s’y rattachent soient rédigés en anglais.
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